Brad and Janet are in their late 55s. They’re ready to downsize and explore their housing options. Ideally, they want to rent a unit in a 55+ apartment that offers the amenities and activities they enjoy, but they’re finding the housing terminology a little confusing. Some apartments call themselves active-adult living apartments or 55-and-older apartments. Others refer to their housing as “senior living” facilities.

To make an informed decision, Brad and Janet need to understand the difference between senior living and 55+ apartments. Understanding what each term means will help them choose the apartment and lifestyle that fits their needs. 

What Are 55+ Apartments? 

55+ apartments are age-qualified communities where residents must be 55 or older. Apartments designed for the 55+ crowd are for active, independent adults who want to simplify their lives while retaining full independence. 

Also known as adult active living apartments, 55+ apartments often include resort-level amenities such as swimming pools, fitness centers, game rooms, cafes, and spas. 55-and-older apartments typically handle all external site maintenance while offering social programs and special events for residents. Many have pet-friendly policies. 

The key thing to remember about 55+ apartments is that they are a lifestyle upgrade for residents who can live fully independently. They are not care facilities. 

What Is "Senior Living"

Senior living” is an umbrella term used to describe housing for people who need some degree of assisted living. Senior living facilities break down into three general categories: 

  • Independent Living is similar to life in 55+ apartments but may include meals, housekeeping, and laundry services. 
  • Assisted Living is for seniors who need help with dressing, meals, and other daily tasks. 
  • Memory Care describes specialized facilities for seniors living with dementia or Alzheimer’s. 

Senior living provides services and support that residents of 55+ apartments do not need. Such facilities often have a higher monthly cost than active adult living apartments. 

Key Differences between 55+ Apartments and Senior Living

a chart for Overture

How to Know Which Option is Right for You 

Your current lifestyle, preferences, and needs should determine whether 55+ apartments or senior living is right for you, rather than concerns about what the future may bring. Active adult living may be the right fit if: 

  • You're active and independent, but want fewer maintenance responsibilities 
  • You want neighbors in a similar life stage 
  • You value flexibility, privacy, and independence 
  • You're downsizing from a larger home 

Senior living facilities are a good choice if: 

  • You'd benefit from included meals or daily check-ins 
  • You want or need on-site support services 

55+ apartments and senior living serve people at different life stages. Your move into adult active living may be permanent or may need reevaluation as your needs change. 

55-and-older apartments are an excellent choice for seniors seeking community and convenience while retaining their independence. Visit an Overture community and discover what a 55+ lifestyle can be.